US Lending Centre - Hard Money

US Lending Centre
100 Frandorson Circle
Suite 202
Apollo Beach, FL. 33572
Tel. 813-413-9117
Fax 813-641-8770

US Lending Centre is a nationwide wholesale commercial lender servicing the retail and broker community.

US Lending Centre. Naitonwide Commercial Lender.

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Hard Money Lending Parameters

If you have questions about your Hard Money commercial deal, or to find out if we have an interest in it.
Please Click Here to download and complete our "Deal Questions" form.

Click Here to download our Hard Money submission form. Please complete it and email it back to us,
you will get an answer within 24 hours.

CLOSE IN AS QUICK AS 7 - 9 BUSINESS DAYS

Term:

1-3 Years

Lending Area:

United States

Origination Fee:

4-7% taken at closing from the loan proceeds

Loan Size:

$1,00,000 to $50,000,000 +

Interest Rates:

11% - 14%

Amortization:

Interest Only

LTV:

Up to 75% on income producing properties

CLTV:

Up to 90% on income producing properties

Closing times:

5 - 15 days

Credit:

Greater than 600 Fico ( Exceptions on strong collateral)

Allow Subordinate Financing:

Mezzanine, Cross Collateral, Seller held seconds, etc.

Cash Down:

Borrower needs at least 10% cash into project

Flexible Lockup:

0 - 12 months on most deals

Some Collateral types that we ARE interested in are:

Office Buildings

(up to 75% LTV)

Apartment Buildings

(up to 75% LTV)

Mixed-Use

(up to 75% LTV)

Shopping Centers

(up to 75% LTV)

Warehouses

(up to 75% LTV)

Multi-Family

(up to 75% LTV)

Hotel/Motels

(flagged and stabilized to 65% LTV)

Auto repair/mechanic shops

(up to 65% LTV)

Gas stations

(up to 65% LTV needs to be pumping 100K gals. monthly)

Owner-occupied facilities

(up to 65% LTV)

Marinas

(up to 65% LTV)

Vacant properties

(up to 60% LTV)

Some Collateral types that we are NOT interested in are:

• Land (outside of Manhattan and/or CBD considered)

• “White elephants” (very large vacant facilities)

• Theme/water Parks

• Golf courses

• Non-stabilized motels/hotels

• Hospitals

• Daycare Centers

• Ground-up Construction (Manhattan and/or CBD considered)

• Heavy industrial facilities

• Assisted Living

Hard Money