Nationwide Commercial Lender
US Lending Centre
100 Frandorson Circle
Suite 202
Apollo Beach, FL. 33572
Tel. 813-413-9117
Fax 813-641-8770
US Lending Centre is a nationwide wholesale commercial lender servicing the retail and broker community.
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US Lending Centre
US Lending Centre. Naitonwide Commercial Lender.
We Pay YSP!
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Lowest Commercial Rates
The lowest commercial rates nationwide. We pay YSP!
10 years plus experience
10 years plus experience
866-345-USLC (8752)
Toll Free Help Hotline:
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US Lending Centre
Traditional Bank
Securitization
Competitor
Minimum loan amount
$250,000
$100,000
$100,000
Maximum loan amounts
$50,000,000 (25 yr)
Varies depending on
bank size.
$1,500,000
Interest Rates
5.73% to 7.5%
6.5% to 8%
9% to 13%
Term
25 & 30 years
5, 7, 10 years
20 or 30 years
Lockout
None
None
3 - 10 years
Prepayment penalty
Yes
Yes
Yes
Construction
Yes
Yes
No
Credit Score
Requirements
600 minimum
660 minimum
680 minimum
Appraisal
Yes
Yes
Yes
Maximum loan to value
85%
 
75% on some properties.
80% on others.
CLTV
90%
Seller held 3rd!
90% with SBA
Not Allowed
Property types
Most except raw land
Most general purpose
Tier I and Tier II only
Maximum YSP
1.500%
0%
0%-1%
Fees
0.5 Points
$1,500 processing
1 Point
$2,500 processing
2 Points
$6,500 total fees Approx
Commercial Loan Program Comparisons